Cheapest online TRT: lowest monthly price and lowest first-year cost

The cheapest online TRT today is PeterMD at $79 a month, but only on its longest prepaid plan, and labs are extra there. Over a full year the order changes, because some programs fold labs and the visit into the price. The tables below rank programs both ways, using each program's own pricing page. Live figures are on the TRT price table.

Cheapest TRT by monthly price

Monthly price is what most people search for, and it is the easiest number to game. The cheapest injection plan we track is $79 a month (PeterMD), and the cheapest oral plan is $149.99 (Maximus). Cream and enclomiphene have their own floors: $99.99 for cream (Maximus) and $98 for enclomiphene (Hims).

Our monthly figure always adds any membership the program requires, so it is an all-in number for the medication and the clinician. It does not always include lab tests, which TRT requires. The table shows the lowest published plan per program and what that price leaves out.

Brightmeds is left out because its page says multi-month plans rise on the second payment and we could not confirm the later price (brightmeds.com). DudeMeds prices were read for Texas on October 28, 2026, and other states were not compared. Its monthly figure is the 12-week total spread over the weeks, since the page says "not weekly billing".

Cheapest TRT for the first year

A low monthly price with paid labs and a prepaid commitment can cost more or less over twelve months than it looks. This table adds twelve months of the lowest plan to the one-time start cost where one is published. It is arithmetic on the sources above, not a quote from any program.

For the full year-one breakdown including the programs not listed here, see our guide to TRT cost without insurance.

When the cheapest plan is not the cheapest TRT

Prepaying changes the price a lot:

Four things move the real price more than the headline number.

• Prepaying. The lowest monthly rates need a 6- or 12-month commitment. At both programs that publish a month-to-month rate, it is well above the prepaid rate, as the table above shows (getpetermd.com, maximustribe.com). PeterMD's refund policy says purchases are final once medication is received (refund policy), so a year prepaid is a bet that TRT suits you.
• Labs. The Endocrine Society guideline says "Clinicians should monitor men receiving T therapy using a standardized plan" (Bhasin et al., J Clin Endocrinol Metab 2018). A program that charges for each follow-up test adds that cost every year.
• Compounded vs FDA-approved. The FDA states that compounded drugs are not FDA-approved (FDA compounding Q&A). Several of the lowest prices are for compounded testosterone, and FDA-approved generics and brands cost more at programs that sell both. DudeMeds describes its injection as commercially manufactured testosterone cypionate.
• Memberships. A medication-only price can omit a required membership. Hims says the membership fee is paid at checkout and the medication cost is not included (hims.com). If you want a program with no monthly membership, see our page on the cheapest TRT with no membership.

Is online TRT cheaper than your own doctor?

Not always. A 2022 study compared a year of testosterone injections through three telemedicine platforms with care at one hospital center and found "the cost of 12 months of intramuscular testosterone treatment was highest via the telemedicine platforms" (Jesse et al., J Sex Med 2022). The evidence is thin: it covers only three platforms and one hospital. If you have coverage that pays for testosterone, ask your doctor for a quote first, and see our guide on whether TRT is covered by insurance.

How to pick the cheapest program for you

1. Decide the form. Injections are the cheapest at nearly every program; pills and creams cost more.
2. Add the labs. Pick the program whose first-year total, not its monthly price, is lowest.
3. Check the commitment. If you have never taken testosterone, a month-to-month first period costs more per month but limits the loss if it does not suit you.
4. Check your state. Availability varies by program and some prices are state-specific.

Cheapest is not the same as best. Our best TRT programs ranking weighs price with transparency, care and access.

FAQ

What is the cheapest online TRT?

By monthly price, PeterMD is lowest today at $79 a month on its longest prepaid plan, with labs extra. By first-year cost with labs counted, the answer can change, and DudeMeds, PeterMD and Maximus are the lowest in our table. The price table holds the current figures.

What is the cheapest TRT?

Injectable testosterone is the cheapest form at almost every program; the lowest injection plan right now is $79 a month at PeterMD. Oral TRT and creams cost more. Compounded versions are usually cheaper than FDA-approved ones, but compounded drugs are not FDA-approved, so the lowest price is not a like-for-like comparison.

Is cheap online TRT safe?

Price alone does not tell you. What matters is that a licensed clinician reviews your labs, the pharmacy is licensed, and monitoring follows a standard plan. The Endocrine Society guideline recommends regular monitoring of men on testosterone, so a plan that skips follow-up labs to look cheaper deserves a second look.

Why are online TRT prices so different?

Programs bundle different things. Some price only the medication, some add a membership, some include labs and the visit, and some require prepaying for six or twelve months. A low headline can mean very different first-year totals. Compare the all-in monthly price and the first-year total, not the headline.

Is there a free or very low cost way to get TRT?

Testosterone is a prescription drug, so no program gives it away. With insurance that covers it, a local doctor may cost less than an online program, as the 2022 study above suggests, though that study was small. Without coverage, a prepaid plan at the lowest-cost programs is the cheapest route we found.

Can I use an HSA or FSA to pay for TRT?

Often yes for the prescription. IRS Publication 502 says "You can include in medical expenses amounts you pay for prescribed medicines and drugs" (IRS Publication 502). Whether a membership fee counts depends on your plan, so keep itemized receipts and ask your administrator.

Compare every program's all-in monthly price on our TRT price table, or see which ones rank highest on the best TRT programs page.