How Much Is TRT Without Insurance? Every Program's Cash Price (2026)
What online TRT costs when you pay cash: each program's lowest published all-in plan, next to what its own site says about insurance.
By Julian Caraulani, reviewed by Dr. A. Goher, MBBS · prices checked
PeterMD: from $79/mo, TRT, 12-month plan
Full ranking below.
TRT without insurance: from $79/month at PeterMD, up to $249/month, across the 9 programs whose published plans match; the median is $149/month. These are cash prices: what you pay with no insurance involved. Every price is read on the program's own site with required charges added (October 28, 2026).
Price snapshot: lowest all-in
TRT without insurance: Price at a Glance
Each program's lowest published all-in monthly price for tRT without insurance as of October 28, 2026. The lowest price billed month to month is $149 at Taurus Meds. See our methodology.
TRT without insurance: 9 Programs, Cheapest First
The lowest matching all-in plan on each program's own site, checked October 28, 2026.
| # | Provider | Monthly price | Meds included? | Consultation fee | Type | Score | Visit |
|---|---|---|---|---|---|---|---|
| 1 | PeterMD TRT, 12-month plan · 12-month plan ($948 total shown) | $79/mosource, 2026-10-26 | Yes | $70 appointment | Not stated | 8.3 | Visit |
| 2 | HimsFDA letter Testosterone Rx+ (enclomiphene) + membership · medication monthly plus membership | $98/mosource, 2026-10-26 | Separate cost | Included in the membership | FDA-approved + compounded | 7.9 | Visit |
| 3 | MaximusPickFDA letter Injectable testosterone, 6-month plan · 6-month plan | $99.99/mosource, 2026-10-26 | Yes | Included | Compounded | 8.6 | Visit |
| 4 | DudeMeds Commercial testosterone injection, 12 weeks · 12-week supply, $345 total (Texas) | $124.58/mosource, 2026-10-28 | Yes | Included (live video visit) | FDA-approved + compounded | 7.7 | Visit |
| 5 | Taurus Meds Injectable TRT (T-Boost) · monthly | $149/mosource, 2026-10-26 | Yes | Included | Not stated | 7.8 | Visit |
| 6 | MangoRx Testosterone Treatment · monthly | $149/mosource, 2026-10-26 | Yes | Included | Not stated | 7.6 | Visit |
| 7 | Hone Health Premium membership + testosterone · monthly, cancel anytime | $183/mosource, 2026-10-26 | Separate cost | $65 first test and consult | Not stated | 7.6 | Visit |
| 8 | Male Excel Injectable + medical membership · medication billed every 2 months; membership monthly | $219/mosource, 2026-10-26 | Separate cost | $99 first consult (includes an at-home hormone kit) | Compounded | 6.6 | Visit |
| 9 | LifeMD Men's Health Xyosted self-pay program · monthly, approximately | $249/mosource, 2026-10-26 | Yes | Not stated for TRT | FDA-approved + compounded | 7.6 | Visit |
Every Matching Plan
Every plan the programs publish for tRT without insurance, cheapest first, with what it includes and where we read it.
| Program and plan | Monthly cost | Billing | What it includes |
|---|---|---|---|
| PeterMD TRT, 12-month plan · Testosterone injections | $79/mo | 12-month plan ($948 total shown) | Medication and shipping; Quest labs extra ($247 to $549) source, 2026-10-26 |
| Hims Testosterone Rx+ (enclomiphene) + membership · Enclomiphene | $98/mo | medication monthly plus membership | $49 medication + $49 membership (billing frequency not stated) source, 2026-10-26 |
| Maximus Injectable testosterone, 6-month plan · Testosterone injections | $99.99/mo | 6-month plan | Consults, medication, shipping; labs extra ($199.99/yr panel) source, 2026-10-26 |
| Maximus Testosterone cream, 6-month plan · Testosterone cream or gel | $99.99/mo | 6-month plan | Labs extra source, 2026-10-26 |
| Maximus Enclomiphene, 6-month plan · Enclomiphene | $99.99/mo | 6-month plan | Labs extra source, 2026-10-26 |
| PeterMD TRT, 6-month plan · Testosterone injections | $109/mo | 6-month plan ($654 total) | Labs extra source, 2026-10-26 |
| Male Excel Injectable (medication only) · Testosterone injections | $120/mo plus add-ons | 60-day supply billed every other month | Requires the $99/month membership source, 2026-10-26 |
| DudeMeds Commercial testosterone injection, 12 weeks · Testosterone injections | $124.58/mo | 12-week supply, $345 total (Texas) | Commercially manufactured testosterone cypionate, injection supplies, live video visit, and the core TRT panel. Anastrozole if prescribed. source, 2026-10-28 |
| DudeMeds Commercial testosterone injection, 24 weeks · Testosterone injections | $124.58/mo | 24-week supply, $690 total (Texas) | Same injection plan at the same weekly rate source, 2026-10-28 |
| Hims Compounded injectable TRT + membership · Testosterone injections | $128/mo | medication monthly plus membership | $79 medication + $49 membership (billing frequency not stated); two labs a year in the membership source, 2026-10-26 |
| DudeMeds Oral enclomiphene, 12 weeks · Enclomiphene | $135.42/mo | 12-week supply, $375 total (Texas) | Enclomiphene citrate, 12.5 mg or 25 mg if prescribed, and the core TRT panel source, 2026-10-28 |
| PeterMD TRT, month to month · Testosterone injections | $139/mo | monthly | Labs extra source, 2026-10-26 |
| PeterMD Enclomiphene, 2-month plan · Enclomiphene | $139/mo | $278 every 2 months | Not stated source, 2026-10-26 |
| Taurus Meds Injectable TRT (T-Boost) · Testosterone injections | $149/mo | monthly | 30-day supply, routine blood tests, clinician support, shipping; first lab $49 source, 2026-10-26 |
| Taurus Meds Enclomiphene · Enclomiphene | $149/mo | monthly | Routine blood tests included source, 2026-10-26 |
| MangoRx Testosterone Treatment · Testosterone injections | $149/mo | monthly | Consult, medication and a LabCorp or Quest lab test source, 2026-10-26 |
| Maximus Oral testosterone, 6-month plan · Oral testosterone | $149.99/mo | 6-month plan | Compounded oral with enclomiphene; labs extra source, 2026-10-26 |
| DudeMeds Injection plus enclomiphene, 12 weeks · Testosterone injections | $151.67/mo | 12-week supply, $420 total (Texas) | Commercial testosterone cypionate plus enclomiphene, and the core TRT panel source, 2026-10-28 |
| Hone Health Premium membership + testosterone · Testosterone injections | $183/mo | monthly, cancel anytime | $155 membership (labs every 90 days, consults) + medication from $28; $65 first test source, 2026-10-26 |
| Brightmeds TRT for men · Testosterone injections | $191/mo plus add-ons | 'starts at' monthly; multi-month plans rise $100 on the second payment | Labs, consult, medication, shipping source, 2026-10-26 |
| Hone Health Premium membership + enclomiphene · Enclomiphene | $197/mo | monthly | $155 + $42 medication source, 2026-10-26 |
| Maximus Injectable testosterone, month to month · Testosterone injections | $199.99/mo | monthly | Labs extra source, 2026-10-26 |
| Hims Generic testosterone cypionate + membership · Testosterone injections | $208/mo | plus membership | $159 medication + $49 membership source, 2026-10-26 |
| Hone Health Premium membership + testosterone cream · Testosterone cream or gel | $215/mo | monthly | $155 + $60 medication source, 2026-10-26 |
| Male Excel Injectable + medical membership · Testosterone injections | $219/mo | medication billed every 2 months; membership monthly | $120 medication + $99 membership; plus shipping and a $99 first consult source, 2026-10-26 |
| Hims Oral TRT (Kyzatrex) + membership · Oral testosterone | $228/mo | plus membership | FDA-approved oral testosterone, $179 + $49 membership source, 2026-10-26 |
| Male Excel Topical cream + medical membership · Testosterone cream or gel | $231/mo | every 2 months + monthly membership | $132 + $99 source, 2026-10-26 |
| LifeMD Men's Health Xyosted self-pay program · Testosterone injections | $249/mo | monthly, approximately | Lab-based diagnosis, consult, medication, shipping (price from a June 2026 press release) source, 2026-10-26 |
| GoodLife Health Cardiometabolic Optimization Membership · Testosterone injections | $299/mo plus add-ons | monthly, 2-month minimum | Lab panel every 90 days at Quest and clinician care; medication paid to the pharmacy at cost source, 2026-10-26 |
Does Insurance Cover Any of These Programs?
What each program's own site says about insurance, next to its lowest cash price.
How We Verify These Prices
A plan counts on this page only when its own published name, contents or page match tRT without insurance. Every price is read from the program's pricing page, linked with the date we read it, and tracked in the TRT Watchdog Price Index. We earn a commission when you sign up through some links, which plays no part in the order; see our affiliate disclosure.
TRT without insurance: Frequently Asked Questions
What is the monthly price of tRT without insurance?
From $79 a month at PeterMD (TRT, 12-month plan, 12-month plan ($948 total shown)), up to $249 at LifeMD Men's Health, across the 9 programs whose published plans match. Each price is read on the program's own site with required charges added.
What is the cheapest option without prepaying?
Taurus Meds at $149 a month, billed monthly (Injectable TRT (T-Boost)). Lower monthly figures usually need a prepaid plan.
Which option includes the medication in the price?
PeterMD includes the medication in its $79 monthly price. Its plan lists: Medication and shipping; Quest labs extra ($247 to $549).
Do any of these programs take insurance?
None of the programs listed here says it bills insurance for the program itself; the prices on this page are what you pay without insurance. Some medication can still be filled at your own pharmacy under your plan.
Can I use an HSA or FSA?
Male Excel says HSA or FSA payment is accepted. For the others, ask before you pay; their sites do not say.
What else can I be charged?
Labs, a membership on top of the medication, a first consultation and shipping are the usual extras. The tables on this page add every required charge we found; where a program leaves one out, its plan line says so.
Where do these prices come from?
From each program's own pricing page, linked next to every price with the date we read it (most recently October 28, 2026). We never estimate a price a program does not publish.
Start With the Lowest Price
PeterMD has the lowest matching all-in plan we found. A clinician decides whether treatment is right for you.
Not Sure Which to Choose?
Take our 2-minute quiz for a recommendation based on your budget, the treatment you want and where you live. No email needed.
Disclaimer: TRT Watchdog is for information only and is not medical advice. Testosterone is a prescription controlled substance; talk to a licensed clinician about whether it is right for you. Prices change often; confirm the current price at checkout.