Testosterone cream or gel Cost in 2026: Every Price, Compared

Applied daily to the skin; steadier levels, no needles. Depending on the program and plan you pick, it costs anywhere from $99.99 to $231 a month. This guide lays out every published price, what each one includes, and the cheapest way to get testosterone cream in your situation.

By Julian Caraulani, reviewed by Dr. A. Goher, MBBS · prices checked

#1 PickMaximus8.6/10 · From $99.99/moVisit →

Quick Answer: What You Pay for Testosterone cream or gel Online

Testosterone cream or gel: from $99.99/month all in at Maximus, up to $231/month, across the 3 programs that publish a price. The median is $215/month. Every price is read on the program's own site, with required charges added, and tracked in the TRT Watchdog Price Index (checked October 26, 2026).

Lowest: $99.99/moMedian: $215/moHighest: $231/moPrograms: 3

Testosterone cream or gel Price at a Glance

Prices for testosterone cream run from $99.99 to $231 per month in 2026. The numbers that matter are the lowest price, the typical price and the highest.

$99.99Lowest / mo
$215Median / mo
$231Highest / mo
3Programs priced

Prices are each program's lowest published all-in monthly price as of October 26, 2026, per our methodology.

Every Way to Pay for Testosterone cream or gel in 2026

Every plan the programs publish for testosterone cream, cheapest first. The right one depends on whether you will prepay and what you want included.

Program and planMonthly costBillingWhat it includes
Maximus
Testosterone cream, 6-month plan
$99.99/mo6-month planLabs extra source, 2026-10-26
Hone Health
Premium membership + testosterone cream
$215/momonthly$155 + $60 medication source, 2026-10-26
Male Excel
Topical cream + medical membership
$231/moevery 2 months + monthly membership$132 + $99 source, 2026-10-26

Best Price for Testosterone cream or gel by Situation

Work down this list and stop at the first line that applies to you: it is the cheapest way to get testosterone cream for your situation.

  1. 1

    Price matters most → from $99.99/month

    Maximus leads at $99.99/month (6-month plan). The full ranked ladder is below.

    Cheapest testosterone cream, fully ranked →
  2. 2

    You don't want to prepay → $215/month at Hone Health

    The lowest all-in price billed month to month (Premium membership + testosterone cream) rather than as a prepaid plan, so you can stop without losing money already paid.

    Hone Health review →

Testosterone cream or gel Prices: 3 Tracked Programs, Cheapest First

The lowest all-in monthly price for testosterone cream on each program's own site, checked October 26, 2026.

#ProviderMonthly priceMeds included?Consultation feeTypeScoreVisit
1MaximusPickFDA letter
Testosterone cream, 6-month plan · 6-month plan
$99.99/mosource, 2026-10-26YesIncludedCompounded8.6Visit
2Hone Health
Premium membership + testosterone cream · monthly
$215/mosource, 2026-10-26Separate cost$65 first test and consultNot stated7.6Visit
3Male Excel
Topical cream + medical membership · every 2 months + monthly membership
$231/mosource, 2026-10-26Separate cost$99 first consult (includes an at-home hormone kit)Compounded6.6Visit
Not ranked here, and why (2)

See the full ladder with fee checks on Cheapest Testosterone cream or gel Online, and our methodology.

What Hidden Costs Do Testosterone cream or gel Programs Have?

Across the 5 programs we track, 2 quote a separate consultation fee, 2 a membership fee, 1 a lab charge, and 2 bill the medication outside the headline price. The advertised monthly price rarely tells the full story. Here is what each program's own site says:

Consultation fees

2 of 5
Hone Health: $65 first test and consult; Male Excel: $99 first consult (includes an at-home hormone kit)

Membership fees

2 of 5
Hone Health: $155/month (Premium); Male Excel: $99/month

Lab work

1 of 5
Maximus: Required, extra: $199.99/year panel

Medication billed separately

2 of 5
Hone Health and Male Excel: the headline is a membership or visit fee, and the medication is billed on top.

Plans with required add-ons

0 of 5
No program we track publishes a plan with a required charge left out.

Not stated on their site

1 of 5
LifeMD Men's Health leave at least one of consultation, membership, labs or cancellation terms off their pages. Ask before you pay.

Pro tip: ask for the total monthly cost, month to month, with everything required included, before you sign up. The advertised price is often the longest prepaid plan. Every row on our price page shows the billing term its price requires.

How We Verify Testosterone cream or gel Prices

Every price on this page is read from the program's own pricing page, linked next to the price with the date we read it, and snapshotted into the TRT Watchdog Price Index. The full dataset is open on our data page. Our reviews score price, transparency, care, access and reputation; see our methodology. We earn a commission when you sign up through some links, which plays no part in the order; see our affiliate disclosure.

Testosterone cream or gel Cost: Frequently Asked Questions

How much does testosterone cream cost per month?

From $99.99 a month all in (Maximus, 6-month plan), up to $231 across the 3 programs that publish a price.

What is a typical price for testosterone cream?

The middle of the programs we track is about $215 a month (Hone Health). Prices differ mostly on whether medication, labs and the clinician are included.

Does insurance cover testosterone cream?

The telehealth programs here are almost all self-pay. Some medication can be billed to insurance at your own pharmacy; the membership or visit fee usually cannot. Each review says what a program accepts.

What is usually extra on top of the price?

Labs, a membership fee and shipping are the usual extras. Our prices add every required charge we can find before ranking; where a program does not publish one, the plan line says so.

Where do these prices come from?

From each program's own pricing page, linked next to the price with the date we read it. We never estimate a price a program does not publish.

Get Testosterone cream or gel at the Best Price

Start with the cheapest program, or compare every testosterone cream program by all-in cost.

Disclaimer: TRT Watchdog is for information only and is not medical advice. Testosterone is a prescription controlled substance; talk to a licensed clinician about whether it is right for you. Prices change often; confirm the current price at checkout.